Conditions of Use

It is a requirement of membership of Return To Work Matters.com, that you agree to the following Conditions of Use.

Licenses

The full Return To Work Matters.com service is only available to paid subscribers. Return To Work Matters Pty Ltd and Ability Advisors Inc. reserve the right to change, amend or remove any of the services available at any time. We also reserve the right to discontinue, cancel or amend any subscription without notice if we deem it necessary.

This policy will most likely be applied in circumstances where we believe the subscriber has committed an action out of keeping with the nature of the RTWMatters.com community.

Any subscriber found misusing the service, including using it to promote activities that relate to gambling, pornography, civil disturbance or any other activity deemed unfit by Return To Work Matters Pty Ltd or Ability Advisors Inc will be instantly barred, and may have their subscription cancelled without notice. We WILL NOT tolerate any such activities on the RTWMatters.com service.

Refunds

Please choose carefully. We do not normally give refunds just because you change your mind. However, we offer a seven day cooling off period. You may cancel your subscription to RTWMatters.com at any time for seven days after joining, and request a full refund, which will be provided within 14 days of the request.

If you paid for your subscription via credit card, your card will be credited. If you paid with a check, your refund will be sent to you by company check, if you paid by EFT we will refund by EFT to the bank account  specified. Corporate refunds will be made to account information provided on company letterhead only.  We may require you to provide proof of purchase, for example, a copy of your invoice/receipt, or specific details that enable us to be sure the transaction is genuine.

Subscription

An individual subscription permits access by a single computer using the log in details for that subscriber. You may, of course, use any number of machines from time to time to access our service. You may NOT subsequently disseminate any material from this website to other people, unless the document in question authorizes you in writing to do so. You may NOT permit more than one person to utilize the same log in details. This will result in the relevant membership being suspended.  Corporate and Institutional multi seat subscriptions are treated as a collection of individual subscriptions each validated by a unique email address and password.

Accuracy of information and disclaimer of warranties

Read the material on the RTWMatters.com website, but make up your own mind.  All material on our website is provided in good faith. It is derived from sources believed to be accurate and current as at the date of publication. Your use of the website and services is at your sole risk. Access to the website and service is provided on an 'as available' basis. Neither Return To Work Matters Pty Ltd, Ability Advisors Inc, their directors or employees make any representation or warranty that (i) any material on the website or services will be reliable, accurate or complete (nor do they accept any responsibility arising in any way for errors in, or omissions from that material); or (ii) your access to the website and services will be uninterrupted, timely or secure. We will not be liable for loss resulting from any action or decision by you in reliance on the information on the website or services, nor any interruption, delay in operation or transmission, virus, communications failure, Internet access difficulties, or malfunction in equipment or software.

Copyright

All material on the RTWMatters.com site is copyright.

You may use this material for your own personal reference only. Except for the temporary copy held in the computer's cache and a single permanent copy for your personal reference, the material may not otherwise be used, copied, reproduced, published, stored in a retrieval system, altered or transmitted in any form or by any means in whole or part (except where such use constitutes fair dealing under the Copyright Act Australia) without our prior written approval. You may download and adapt for you own purposes, the model tools, policies and procedures that are available on the site for that purpose.

You may not use any part of the material on our website or service to establish, maintain or provide, or assist in establishing, maintaining or providing your own commercial publications, free or subscription based Internet site or other means of distribution.  This provision excludes material shared on the subscriber's intranet.

You may deep link to content where this is available. In the case the material is generated by RTWMatters.com (flagged as 'RTWMatters' in the Matters section, for example), the source must always be acknowledged as 'RTWMatters.com.' Some news material on this website comprises links to external services. In these instances you must adhere to any conditions of use imposed by the originating website.

Registration Forms and Personal Information

The RTWMatters subscription requires you to give us your name, email address and other simple personal information. We do not sell, distribute or otherwise give any other organization access to the personal information you provide as part of the license registration. We may use the information you have supplied in order to make contact with you in the future, but only in reference to the business activities of Return To Work Matters Pty Ltd., Ability Advisors Inc and rtwmatters.com.

We may decide to buy or sell assets, which form part of or relate to our business. In any such transaction, personal information will usually be one of the transferred assets and will be disclosed to the purchaser.

We do NOT store your credit card details. They are discarded as soon as the transaction for which you provide the credit card information is complete. All online transactions take place under the protection of an SSL certificate and occur in an approved independent transaction portal.

If you are subscribed to any other mailing list or forum we operate, you can choose to opt out and unsubscribe at any time - just follow the appropriate links on our pages.  Generally, this is accessed from the Change My Profile page.

If you submit an advertisement, or an Event listing to us, any or all of the information you have supplied will be made public, and widely distributed. It is solely your responsibility to ensure the accuracy of the information. By submitting this information you are accepting all liability for its publication. We will not be held liable for any claims, actions or other proceedings or complaints that may arise from the publication of the information you have supplied.

We reserve the right to edit, delete, re-word or otherwise modify any advertisement or listing if deemed necessary.

Please see the Privacy Policy for further information about how we maintain and manage personal information.

Discussion Forums

Any Discussion Forums or Comments functionality are offered as a public service, and are open for use by anyone who is a member of RTWMatters.com. Return To Work Matters Pty Ltd, does not accept any responsibility or liability for messages posted in the Forums. We reserve the right to edit or delete any messages we believe are not compatible with the aims and philosophy of the Forums, or to ban any user for any reason we determine.

Web Email

Our web email service is subject to policy and service availability via independent internet service providers. Return To Work Matters Pty Ltd will not be held liable for the performance, or lack of, independent service providers email services.

External Links

This site contains links to other sites. We are not responsible for the actions, privacy practices or the content of such Web sites.

Security

This site, via its web hosting service provider, has security measures in place to protect the loss, misuse, and alteration of the information under our control. However, we will not be held liable for a breach of security caused by the performance failure of the service provider, or any other third party service provider. All credit card transactions are via an encrypted secure server.

Contacting the Website

If you have any questions about this statement, the practices of this site, or your dealings with this Website, please contact: admin@rtwmatters.com or see our contacts page for other ways to talk to us.

Updates

We may from time to time update these Conditions of Use, and will post the latest version here on the website, and endeavor to notify members via our usual email bulletins.

Your Rights

Please remember that you have statutory rights as a consumer under the Trade Practices Act and other Australian legislation.

Governing Law

This Agreement is governed by the law in force in Victoria, and you submit to the exclusive jurisdiction of the courts in the State of Victoria, Australia.

5 February 2010

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